How to Report Identity Theft
In the event that you have been impacted by identity theft you should take the appropriate measures that are needed to get it reported. There are many groups that you should report identity theft to as soon as you can. This is so you can get these groups to help with resolving your problem.
You will need to first consult the proper authorities about the identity theft. A police report can be filed at your local police office that states that your identity has been stolen. Filing a report with the Federal Trade Commission will help as well. The FTC can contact the police to share your data so that a proper investigation can be handled. You will need to get copies of all forms you have filled out so that you will have these on your record.
It also helps to contact the Internal Revenue Service in the event that your Social Security number was stolen and used for identity theft purposes. This is because of how some thieves can steal your SSN for tax purposes. The IRS does have a fraud unit that can help you out.
After this you should contact any companies or banks that you have financial records or services with. Each group should have its own specific department that works with helping to handle fraud cases. You can choose to either handle your information on the phone or you can get everything handled with a paper form that you can use to write down your information on. This can be a good thing to do in that you can get in direct contact with people that your financial data is with so that you can get any fraud concerns resolved with them.
Be sure to also contact the three main credit reporting bureaus about your fraud cases. You should consult one of these groups and file a fraud report. The group you file it with, whether it is TransUnion, Equifax or Experian, will share your data with the other two. By doing this the groups will look into your case and correct your credit reports. Since these bureaus are the ones that will determine the credit that you have for all sorts of things you should take these groups seriously.
The process of reporting identity theft is something to be aware of. You should contact proper law authorities about your case as well as any companies that your financial data is linked with. By contacting these groups you can get your concerns handled while being able to recover from this great problem.
